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Money-Back Long Term Care & Universal Life
We have a single premium insurance product that provides life and long term care protection, and best of all it is fully-refundable at any time!


This innovative product combines the best aspects of life insurance and long term care insurance policies. With one payment you can protect your assets from risk, taxes and long-term care. In most cases, prospective insureds over age 65 do not have to take a physical exam.

Maximize the value of your assets

 

Example: 65 YEAR OLD

$50,000. Single Deposit

$103,522. Life Insurance Benefit

$207,044. Long Term Care Benefit

($4,313. per month for 6 years for Long Term Care)

You can cancel policy at any time and
receive a refund of your $50,000.

When planning for the future, we must consider the possibility of long-term care needs. A prudent plan will ennsure that you live for today with security for tomorrow.

  • Prepare for living longer
  • Review and consider the risk of your assets and portfolio
  • Balance your assets as your lifestyle changes
  • Have emergency funds that are safe, liquid and tax advantaged
  • Consider the risk of long-term care. Insure yourself with money-back long term care.

Please call us - we can help. We specialize in asset protection.

Our Mission is to Help You Protect Our Clients Assets from Depletion due to Long Term Care and Taxes.

Van Albanese, CLU, ChFC
van@moneyins.com
877-341-3342

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Mark Victor Hansen

We are proud to have best selling author Mark Victor Hansen on our Board of Advisors.

Visit Mark Victor Hansen's site or buy these books Chicken Soup or 1 Minute Millionaire

See his recent financial primers on:

  • 401K
  • Annuities
  • Long-Term Care
  • Tax Advice
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